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Cellular Phone Coverage

If a cellular phone is stolen from your car (or along with your car if it is stolen), is it covered by your auto insurance?

No, unless the phone is permanently installed and powered by the car's electrical system.

Is a cell phone covered by your homeowners or renters insurance?
Sometimes, subject to the policy provisions and deductible in your homeowners or renters policy.

Can you buy broaden coverage for your portable cell phone?
Yes, most companies offer a special, broader coverage for portable cell phones that can be added to a homeowners or renters policy. 

What if you lease a portable cell phone?
If you lease a phone, check with the company you lease the phone from to see what (if any) coverage they may provide.  You may then want to check with us to compare coverages and cost.

For more info check out "Must Know" info below.

Unsure of how much coverage you should have? Click here>

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Summit Insurance Agency

5170 Darrow Rd. 
Hudson, Ohio, 44236
Phone: (330) 655-0655
E-Mail: info@summitinsurance.net 

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