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Ohio licensed, located. Serving Ohio residents and business owners. |
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summit home | auto & more | homeowners/renters |
business protection | life &
health | service center |
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Health Insurance
Traditional Health Insurance usually involves what are called "fee-for-service plans" — you pay a certain amount of your medical expenses (your deductible) when you require medical attention. Once your deductible is met, your health insurance pays the remainder (typically the majority) of the bill. Fee-for-service plans generally offer a higher degree of flexibility than managed care plans, but have higher premiums, higher out-of-pocket expenses, and more paperwork.
Managed Care Health Insurance are Health Maintenance Organizations (HMOs), Preferred Provider Organizations (PPOs), and Point-of-Service (POS) plans. An arrangement between the insurance company and a pre-selected network of health care providers guides the medical treatment you are entitled to receive under the terms of your health insurance policy. Generally, managed care plans cost less than traditional plans, but impose certain limitations and are less flexible.
> Click here or see "Must Know" info below for more info.
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Unsure of how much coverage you should have? Click here>
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Summit Insurance Agency 5170 Darrow Rd. Copyright © 2006 - Summit Insurance Agency |
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