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Ohio licensed, located. Serving Ohio residents and business owners. |
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summit home | auto & more | homeowners/renters |
business protection | life &
health | service center |
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Ohio licensed, located. Serving Ohio residents and business owners. |
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summit home | auto & more | homeowners/renters |
business protection | life &
health | service center |
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Coming Soon...Buy AUTO insurance instantly online! |
Health Insurance: Group/Individual Coverage
The difference between group and individual health plans is whether or not the plan is connected with an employer or organization.
Group plans insure group members without regard to the health status of any of its members. Group plans typically cost less and offer broad coverage. People who receive health insurance as part of their employee benefits are covered by group plans. Self-employed people and individuals who qualify for membership benefits in a particular organization or association may also be eligible for a group health plan.
Individual plans, take into account the individual's health status, and are medically underwritten. Which means that an individual's medical records and history are evaluated for certain risk factors. As a result of the evaluation, coverage may be denied or certain exclusions can be attached to the individual policy. Individual health insurance typically costs more than group insurance, and in some cases (major health risk factors) may be extremely costly, if available at all.
> Click here or see "Must Know" info below for more info.
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Unsure of how much coverage you should have? Click here>
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Summit Insurance Agency 5170 Darrow Rd. Copyright © 2006 - Summit Insurance Agency |
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