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Advantages of Fine Arts Floaters
 

It is a “valued policy.” The value is determined when the item is insured, not at the time of loss. In a total loss, the insurer pays the limit shown on the policy.

 

It covers nearly any direct physical loss with very few exclusions, and usually without a deductible.

 

The premium is reasonable--typically $3-8 per $1000 of value. So, coverage for a work of art valued at $10,000 would cost between $30-80 annually.

 

Protection against breakage of fragile items can also be purchased.

 

Where to begin: Give us a written appraisal from a qualified appraiser, and we will add the coverage to your policy. Be sure to let us know if you want breakage coverage or not. Our goal is your peace of mind. Please call if you want to discuss this further.

 

> Click for more info on Fine Arts Floaters

 

For more info see "Must Know" info below. 

 

Unsure of how much coverage you should have? Click here>

 

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Summit Insurance Agency

5170 Darrow Rd. 
Hudson, Ohio, 44236
Phone: (330) 655-0655
E-Mail: info@summitinsurance.net 

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